Tips for Digitizing Financial Services.

Use a spreadsheet to create and track your budget.

  • Create a spreadsheet to track your expenses.
  • Create a budget.
  • Track your expenses, income and savings.
  • Track your investments and debts.
  • Monitor your credit score and net worth.

Simplify your practices

  • It’s hard to keep track of all the bills and financial obligations in your life. Luckily, there are some easy ways to organize your finances so you have more time and energy to focus on other things.

Plan for the future and set financial goals. Set a budget and track your expenses, income and savings. Track investments and debts. Monitor credit score, net worth and credit utilization.

Make use of online tools such as Acorns or Mint, which do the math for you and alert you when things are getting tight.

If you’re going to digitize your finances, there are plenty of ways to start. One is to use online tools like Acorns and Mint. These platforms do the math for you and alert you when things are getting tight, but there are also downsides that make it more difficult for those who want to maintain control over their money.

Acorns and Mint are similar in that they serve as automated investment accounts, but have different strategies behind them: Acorns rounds up your purchases and invests the change while Mint helps track spending habits with its app-based system. Both have their benefits, but pros/cons depend on personal preference.

The benefit of using these tools is that they streamline investing or budgeting so that users can spend less time making decisions about what investments they would like to make or how much they would like to save each month (or week). This saves time because instead of manually entering all transactions into Quicken or Excel spreadsheets every day before work, users can simply sit back while their accounts get automatically updated by a computer program!